My membership fee was charged on Oct. The fee is around $200. I spent quite regularly using the card.
I have applied for waiver previously and it was approved.
To apply for a waiver, call the UOB personal banking number at 18002222121. This is an automated call management system. From the selections, you will be directed to credit card waiver. It will ask for your credit card number followed by hash key. It will ask for your phone number followed by hash key. The automated voice will inform you that your application will be reviewed.
If you used your credit card to pay for your purchase by instalments, there is a chance that the bank will not waive your membership fee. It happened to me when I started using the instalment for a TV purchase which I could have paid in full, BUT was persuaded by the Gaincity staff (ref. 1). In the end, the cost was high because I paid $200 fee in that year. So, zero interest instalment is NOT FREE.
I will try to waive off membership this year. The bloody instalment is 13/36 (3 years). If my waiver fails, I will decide to pay the instalment in FULL regardless of penalty. Any penalty is better than $200 per annum.